2. A Tongue

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More specifically, the policy in question was taken out to protect the taste buds of a famous British food critic named Egon Ronay. He was the author of the Egon Ronay Guide to British Eateries and his opinion was so highly regarded, that his word alone could make or break a restaurant. In 1957, Ronay decided to protect his most valuable asset by insuring his taste buds for $400,000.